Although California College of the Arts may have determined that you and, if applicable, your parent(s) are eligible to borrow a Perkins, Direct Loans, or PLUS loan, you are under no obligation to accept any loan.

Declining a loan will neither jeopardize other financial aid offered to you nor will it prevent you or your parent(s) from borrowing later in the term or in the future.

An educational loan is a serious financial obligation and must be repaid.

Defaulting on any loan will seriously damage your credit rating. Complete information on educational loan repayment is available within the Financial Aid Office.

Grace Period & Loan Repayment Assistance

CCA partners with Inceptia, a nonprofit organization, to provide you with additional loan counseling after attending CCA and assist students in loan repayment.

Counselors from Inceptia might contact you via phone or email on behalf of CCA.

If you have any questions, please reach out to the Financial Aid Office.

Repayment: What to Expect

Student Loan Repayment Options